Bitcoin na Kahise kubutegetsi bwa Kenya
Yanditswe na Kimani Kioneki 2022/01/05open in new window
Uku niko i Banki nkuru ya Nijeriya ๐ณ๐ฌ ibibona, Nijeriya ihagarika amashirahamwe yokuguranana yemewe. Kutorosha irihwa rivuye kumbuga zo kuvunjiririzako zikoresha amafaranga yo kuri nyabwonko.
Kuwa 5 Ruhuhuma, 2021
Murabe iciyumviro gisa nico catanzwe na banki nkuru ya Kenya ๐ฐ๐ชirabuza amabanki gusuzuma irihwa ry'amashirahamwe akoresha amahera avuye kurinyabwonkoopen in new window
Nkumunya Kenya ava muri Afurika y'Ubuseruko, sinshobora kureka gutwenga bagenzanje bamafaranga avuye kurinyabwonko bomuri Nijeriya. Inyuma yavyose, barumva ububabare bwacu mumyaka 7 iheze! Hariho vyinshi vyokuvuga hano , rero raba urukwirikirane rwanje kuvyo niyumviriye hamwe.
Kuwa 9 mukwindwi, 2013
"Ingodo Kipochi yomuri Kenya yabaye ishirahamwe ryambere yamahera yokuri Nyabwonko ya Bitcoin, yashizeho ibikoresho bifasha abanyafurika kurungika nokwakira ama Bitcoins, hamwe nokuyahindura aja, akava mumahera yamanyakenya M-Pesa"
Kipochi yatanguje ingodo ya bitcoin irimuri M-Pesa yomuri Afurika.open in new window
Ntivyasavye umanya munini kugira Banki nkuru ya Kenya hamwe na Safaricom M-Pesa bagira ibitero kuribo.
"Mugihe cindwi imwe, Ubucuti bwacu na M-Pesa biciye kurubuga Kopo Kopo bwarahagaritswe. Vyadusavye indwi imwe irenga kugira tumenyeko Safaricom yahatirije Kopo Kopo kutwugarira."
Mukw'umunani 2013
"Mukw'umunani 2013, Kipochi yaronse ubutumwa kumugaragaro buvuye mw'ibanki nkuru ya Kenya bubasaba kumenya abo turibo, ivyotwakora nico iyi Bitcoin arico."
Nigiki vyukuri cabaye kwa Kipochi ? (https://blog.stakeventures.com/articles/what-actually-happened-at-kipochi)
Ryari incuro yambere ishirahamwe ya Bitcoin y'inyakenya igira ivyidahurizako n'amashirahamwe yokuguranana atwariweyo (IBanki nkuru ya Kenya) hamwe n'amashira hamwe yokugiranana atwariwe (M-Pesa ya Safaricom). Inyuma y'umwaka, Narinjiye muruganda kandi ndibuka kuba naragerageje gukorana na Kipochi yomuri Pelle hamwe nayandi mashirahamwe nka Bitpesa.
Twarakoreye hamwe kuburyo dushobora kwemeza ama Banki hamwe n'abatanga amategeko kugira bakureho ibihano kumihora ishikana kubigega vyama Banki. Twaridukeneye ikigo cigenga kugira kirwanire izo nyungu.
Narahawe amabanga yogushiraho ishirahamwe ridaharanira inyungu. Ngubu ubutumwa bwokuva kuwa 14 z'ukwagatanu 2014.
Ishirahamwe rikwirikira kumaso y'ibigendajuru yari Bitpesa. Bitpesa yarashizeho ikidandazwa c'amahera yokuri Nyabwonko bituma kubanyakenya bagura ama bitcoins bakoresheje M-Pesa (Haheze igihe, haragiyemwo nuburyo bwogushobora kudandaza). Ico kidandazwa kirashiraho kandi ubuhinga bwo kurungika amahera burenga imipaka ( Umuhora wa Kenya-Royaume-Uni).
Nivyo ntakanya kanini vyamaze navyo.
Kuwa 18 Kigarama 2015
CBK Izungurukaopen in new window
"Ihangiro ryiyo zunguruka nugushiraho uruhagarara kugira amashirahamwe yokuguranana bitandukanye nugukorana amahera yokuri nyabwonko hamwe namashirahamwe yiyemeza gukoresha amahera yokuri nyabwonko. Kutugururira ikonti buriwese akoresha Bitcoin."
Imisi mikiyi gusa, Nyakwubahwa wa Safaricom M-Pesa, Bob Collymore, yarisiguye kubitandukanye na mahera yokuri Nyabwonko avuga...
โNtituzigrera twemera irihwa n'irihishwa bifise ahobihuriye na Bitcoin mubuhinga bwacu M-Pesa kiretse niyo amahera yokuri nyabwonko yemewe nabashinga amategeko b'igisata cama Banki.โ
Vyose vyasa nibiyobowe.
Ibura ryumuhora ushikana kuma konti yokuri banki hamwe nury'utuyira duto two kuri M-Pesa vyarahagaritse ibikorwa vya Bitpesa. Bitpesa hamwe na Lipisha (umufatanyabikorwa kutuyira twokurihisha) baratwaye ibirego mubutungane.
Urwandiko NO. 512 of 215open in new window
Kuwa 28 Kigarama, 2015
Naranditse icandiko c'ivyiyumviro kukinyamakuru gikuru comuri Kenya, Daily Nation, Gikebura CBK (Ibanki Nkuru ya Kenya) kuvyiyumviro vyayo vya hagufi bisuzuguritse. Naravuze : "Mumyaka ine, abantu bazotwenga CBK bivanye nico ciyumviro gisuzuguritse.
Ibitcoin imwe ico gihe yangana amadorari 450, ubu ingana amadorari 40 000.
Kuwa 26 z'ukwicumi narimwe 2015
Ukwidoga kwashikirijwe n'ishirahamwe ritanguye ry'ukurihisha bivuye muma Bitcoin BitPesa hamwe numufatanya bikorwa bagiriza igihangange mumashirahamwe y'ukuguranana SafariCom vyarumviswe kuwakabiri imbere ya Gasamburamanza ya Kenya.
Gasamburamanza ya Kenya yumvise ivyo BitPesa yagiriza Safaricomopen in new window
Bitpesa yarashigikiyeko Safaricom yariyasuzuguye umufatanya bikorwa wutuyira, Lipisha, ayituma ihagarika ibikorwa vyayo, kuwa 12 kigarama atabimenyeshejwe, ivyatumye haba ingorane zikomeye cane kuri BitPesa hamwe na Lipisha kugira bashobore kuguma bakoresha ibikorwa vyabo.
Safaricom yarasiguyeko ihagarikwa ry'ibikorwa vya Lipisha vyasiguwe kuko Bitpesa itari yigeze ironka uruhusha rwo kurungika ama Bitcoins bivuye kwibanki nkuru ya Kenya. Nkingaruka, irihwa n'irihishwa vya Bitpesa biciye kuri Lipisha hamwe nokuri konte kwa Safaricom vyararenze amategeko yokurinda amahera arungikwa mukinywabi (AML)
Ariko umushingwamanza wizoshirahamwe zibiri yarashikirijeko Safaricom itari yatahuye bisabwa ni Banki nkuru. [Ibanki nkuru] yashikirijeko BitPesa ko ama bitcoins adatwarirwa muri kenya, ariko Safaricom yagumye isaba kohotangwa urupapapuro rw'uruhusha murubwo buryo.
Kuwa 15 kigarama 2015
Bitpesa yaratakaje urubanza
Umucamanza wagasamburamanza nkuru ya Kenya yararuciye avugako ishirahamwe M-Pesa, Safaricom, adatanga uruhusha kwishirahamwe rito rya bitcoin BitPesa murivyobihe vyibura ryamategeko abivugako ahari.
Atamuhora wokwi konti ya Banki hamwe nokutuyira twa M-Pesa nyamukuru kubikorwa vyayo, Bitpesa yavanye akarenge bukebuke ibikorwa vyayo muri kenya.
Bitpesa yarinzira nyamukuru kugira ushikire Bitcoins (Igura n'igurishwa), rero ukugenda kwabo kwarakoze cane kuburyo abazikoresha bashikira ama bitcoins.
Uwabironkeyemwo inyungu cane yabaye amasoko ya bitcoins afatiye kuri babiri adakenera uwubahuza hamwe nivyama Banki, canke M-Pesa.
Ama Bitcoins yomuhira yabaye ayambere yishuye kuri ivyo bisabo. Murabe ikigishushanyo cuburemere buduga kuva aho bugariye Bitpesa. Gushika ubu uburenere bungana n'imiriyoni 150 kundwi.
Murabona, abatanga amategeko ntibiyumvira kandi ntibabitahura. Iyo mwugaye imihora irimumategeko yigura n'igurishwa ryama Bitcoin, ihanahanwa ryahagati yababiri rirafata umurongo kuko niko bitcoin imeze canke amafaranga yokuri nyabwonko arihagati yababiri. Uguhanahana hagati yababiri ntibiri mumategeko kandi biranyegeje.
Ngiyi ishushanyo ryuburemere bw'irihwa n'irihisha hagati ya babiri muri Kenya ku yindi soko rya babiri, Paxful. Uburemere bwa burindwi bungana n'imiriyoni 178 kundwi gushika mundwi iheze.
Hamwe n'ugwubako nka Bitpesa, uwutanga amategeko arashobora kuba inzitizi bivanye namategeko ategerezwa, hama ashobora nogukwirikirana amafaranga yinjira nayasohoka yama bitcoins namafaranga yokuri nyabwonko.
Hamwe n'amasoko afatiye kuri babiri, ukwo irihwa n'irihishwa biri ntushobora kubibona kuko amafaranga aca kuma konti y'abayakoresha akaja kumakonti y'abayakoresha, Ibanki, Mpesa hamwe nabatanga amategeko ntashobora kuvuga nimuyihe ntumbero hatanzwe agaciro. kandi muvyukuri, abari ihana hanwa ry'ama bitcoins.
Ama bitcoin yomuhira: Imiriyoni 150 yama shilingi ya kenya (KES) kundwi. axful : Imiriyoni 178 KES kundwi Binance P2P (Ntibizwi) Amafaranga yokuri nyabwonko yomuhira ( Ntazwi ) Ayarungikwa bidaciye kumurongo ( Ntazwi) Ayarungikwa biciye kumurongo (Ntazwi). Citibank muri 2018 yashikirijeko abanyakenya bafise imiriyoni 163 yamashilingi yomuri kenya (KES) muma bitcoin. Paxful : "abanya Kenya bahanahanye imiriyaridi 6 muri 2020."
Murabona, ntaburyo nabumwe bwokumenya amafaranga azunguruka biciye muri Bitcoin hamwe nomumafaranga akoresha nyabwonko. Nibibazo vy'abafata amategeko. Bibazako baciye ubwenge mukwugara imihora yamategeko, ariko bariko bashigikira uburemere bw'ayaca mubinyabi binyegeje.
Ibigereranyo vyanje nkoreye kuvyakera nuko
Imiriyoni 500 kundwi yamanyakenya, kugwiza nindwi 52, bivuga imiriyaridi yababa 25 kumwaka.
Ibigereranyo bifatiye kuvyakera
Ubudandaji bufatiye kuri babiri bwama bitcoins hamwe namafaranga afatiye kuri nyabwonko nibwoburyo bwonyene bukora ukwo iBanki nkuru yokora kwose. Ivyo vyarabaye vyiza cane mugushiraho amahirwe n'uburusho kurwaruka.
Raba runo rubuga threadopen in new window
Ubudandaji bwa babiri hamwe nivyo mukinywabi vyamafaranga yokuri nyabwonko nka Bitcoin yerekana ko ingorane zokwiyongera kuvyerekeye ubunkingizi bwokuri ngurukanabumenyi kubuhinga bw'ukuguranana bwabanya Kenya kuko imitahe ishirwa muma Bitcoin ntishobora kugarurwa.
kuwa 30 Ruheshi 2020
Mbona bitwengeje kubona abafata amategeko bo muri Kenya, abakozi bareta nabahinga mumashirahamwe yomubuhinga bwanone bibazako amafaranga yo kuri nyabwonko ashobora kwihozwa, ivyo vyerekana mubisanzwe ubugugu bwabo. Narahuye NABENSHI mumyaka yanje ingana kurindwi kandi NTIBATAHURA NAKIMWE.
Burumwaka barabisubiza inyuma, uburemere bwibica mukinywabi bukiyongera.
Kuwa 16 Kigarama 2020
Mumisi iheze, UGANDA yarashizeho ihadabu kumategeko yaryo yokurinda amafaranga ava mubidahuye n'amategeko yomuri 2013 kugira bashiremwo n'abakora mugutanga ubufasha kuri ngurukanabumenyi. Nizonguvu zonyene ziboneka zareta yomukarere mukwiga ingorane zavuzwe aha hejuru.
Kuwa 5 rhuhuma 2020 (Ubu) Umusi
Muvyiyumviro vyanje, bivanye nizunguruka rya Banki nkuru ya Nijeriya๐ณ๐ฌ, Dutegerezwa kurindi igicapo kimwe nk'ivyabaye muri Kenya๐ฐ๐ช.
Bivuye kurivyo, Ndatigiyeko tuzobona uburemere bwigwijeko incuro nyinshi kurugezo rw'uburemere, kuko Nijeriya ninini incuro 10 kuruta Kenya kandi ifise kahise karekare kugutakaza agaciro k'amafaranga n'urudandaza rwomukinywabi rwamafaranga mvamakungu.
Raba ibi threadopen in new window
Ngibi [Raba ingene imiryango itari mumategeko yomuri Nijeriya akoresha imiryango y'ucizere, bicakumunwa nokumatwi hamwe nivyubahiro kugira bashigikire urudandazwa rwama bitcoins hamwe namafarangayokuri nyabwonko adaca kumurongo].(https://twitter.com/pesa_africa/status/1255808792916365312)
Raba urwandiko kubuhinga bw'urudandazwa rudaciye mumategeko ruvuye mumuryango wa Hawala womuri Somali. Rwarukwirikirane nirwonyene rurihano mwihanahanwa ridaciye mumategeko ryamafaranga adaciye kuri nyabwonka na Bitcoin (Kumurongo canke bidaciye kumurongo).
Ibiharuro bivuye muri Coin Dance kurubuga rwokwisi yose yamafaranga akoresha nyabwonko Paxful vyerekanako Nijeriya ariryo soko ryambere kwisi rinini ryama bitcoins yokubuhinga bwababiri, kubice bingana na 52 kwijana vyisoko. Mumyaka 5 iheze, ama bitcoins 60 215 bw'igura n'igurishwa ryama bitcoins yagaciro kangana nimiriyoni 566 yama dorari vyarakozwe, ija mukibanza cinyuma ya reta zunze ubumwe.
Ivyo biharuro biva gusa kuri Paxful, imwe mu mbuga z'ugushorerako imari ya Bitcoin vyifashishijwe ubuhinga bwa babiri. Abagenzi banje bomuri Nijeriya bambwirako hari ibikorwa VYINSHI vyugushora imari hagati yababiri kurusha ivyo ibiharuro ngereranyo vyo kumugaragaro vyerekana.
Amashirahamwe yamafaranga yokuru nyabwonko muri Nijeriya yashikirije kubanya Nijeriya ko badashobora kuyakuramwo bakoresheje amafaranga asanzwe biciye kumihora ingengwa namategeko.
Bundle yasuzumye imiriyoni irenga 85 zama dorari hama yandika abarenga 124 000 bayikoresha muri 2020.
Hoba hari uwiyumvirako vyukuri ukubuza imihora yokurihiramwo y'amategko y'iBanki nkuru vyohungabanya inyungu za Bitcoin hamwe n'amafaranga akoreshwa namudasobwa ? Hamwe nigiciro kiduga, hamwe nuburusho bw'inyungu buguma buvuka mumafaranga akoreshwa na nyabwonko, hamwe nubuhinga budatwarirwa nahamwe, hamwe nuburyo bwogukoresha
Ivyo nurugamba rwa poritike hagati y'imiryango yakera yabanyamabanki hamwe nakamere kamafaranga yokuri nyabwonko na bitcoin. Inyuma y'imyaka myishi y'ubushakashatsi, ndizera neza ko bitcoin namafaranga akoreshwa nyabwonko azorutsinda. amareta hamwe n'amabanki yomuri afurika arabuze inguvu hamwe nigikenye.
Ivyuyumviro vyonyene vyabo nikugereranya amafaranga yokuri nyabwonko hamwe na Bitcoin, imbere y'uko bitararenga inkombe.
Ngomba ngerageze gutanga kino kiganiro ku mukuru ajewe gukosora nk'uwandiko.
/IMPRERA
Raba vyinshi somaopen in new window